Wanna rock your credit score and stop overpaying on loans? You’re in the right place. For the next two months, we’ll be going over all the credit score secrets that I’ve learned in 10 years of working in banking, many of those years in loan processing.
This book is available in The Financial Freedom Bundle, which you can grab here.
- Introduction to the Challenge
- What is a Credit Score?
- Differences Between a Credit Score and a Credit Report
- Where to Get Your Free Credit Report Legitimately
- How to Create a Budget
- What is Important to Creditors
- What to do if You Have No Credit
- Build Your Credit by Paying Off Low Balances First
- Consistency is the Way to Build Your Credit Score
- Too Many Accounts Hurt Your Credit Score
- How Does FICO Affect Your Credit?
- How to Fix Negative Accounts on Your Credit Report
- How to Negotiate Interest Rates
- Is Consolidating Right For You?
- Is Refinancing Right For You?
- Can You Get Penalties and Fees Waived?
- Student Loans and Your Credit Score
- Using Loans to Build Your Credit
- Negotiating Lower Monthly Payments
- How to Know When to Suspend an Account
- Making More Money to Build Your Credit Score
- Is it a Good Idea to Close Your Account?
- Where to Start When Paying Off Debts
- How to Increase Your Credit Score By Purchasing a Home
- Smart Ways to Pay Off Your Mortgage Early
- How to Handle Late Payments to Your Creditors
- Using a 401k or Annuity Towards Debt
- How Household Budgets Help Your Credit Score
- Using a Gas Card to Build Your Credit
- Setting Yourself Up For Credit Success
- Watch For this Secret Trick That Ruins Your Credit
- How Cash Advances Affect Your Credit Score
- The Facts About Prepaid Credit Cards and Your Credit Score
- Should You Take Out Credit Card Insurance
- Does Bankruptcy Ruin My Credit Score
- Keeping Accurate Records
- Preparing For the Future
- Don’t Fall Victim to Holiday Spending
- Is Leasing Right for You and Your Credit?